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Best Commercial Truck Insurance Companies

Roadways are crowded with drivers of all ages and all reasons. In 2017, the DOT reported that the U.S. had a total of 272.47 million personal and business vehicles, including cars, trucks, buses, motorcycles, vans, and semis. With close to 37 million registered commercial trucks in the U.S., all trucking firms and drivers must have the best commercial truck insurance.

Every minute, there’s an accident somewhere in the U.S. In 2018, an estimated 464,000 commercial trucks or buses were involved in property damage accidents. There were also 127,000 commercial trucks or buses involved in injury crashes, and almost 5,100 were in fatal crashes. If you’re driving without insurance, it’s a risky venture. Plus, it’s illegal.

In the U.S., commercial truck insurance is mandatory. Freight haulers must have a minimum liability policy with $750,000 in coverage. Oil and many hazardous waste trucks must have at least $1 million in coverage. Other types of hazardous waste bring the minimum liability coverage to $5 million.

To be in line with federal rules, it’s imperative that you have enough insurance. The minimum may not be the right amount for your company. To ensure you have enough, work with an agency from today’s best commercial truck insurance companies.

Allstate

Allstate has helped millions of households and businesses handle the unexpected through exceptional insurance policies. The company was created by the president and chairman of Sears, Roebuck, & Co. in 1931 and has expanded from there.

Allstate promises customized policies that provide the standard coverage you need and add-ons that target your company’s exact needs. Best of all, you get insurance coverage that matches your budget. If you have to keep a close eye on the bottom line, Allstate’s commercial insurance policies are perfect.

All of the commercial policies are sold through local agents. Small business owners and independent truckers can work with an Allstate business owner who understands the need to provide the correct levels of protection without spending more money than is affordable.

Save time with online enrollment. To get set up, choose the type of business. You may be directed to call Allstate at 1-888-721-1839. If you are, it’s a toll-free number, so you never pay for the call. In minutes, you’ll have a quote that fits your needs.

CoverWallet

Aon, a global services company specializing in risk, retirement, and health solutions, created CoverWallet to help business owners and consumers find the best commercial auto insurance coverage possible.

CoverWallet shops around for the best commercial vehicle insurance policies and third-party property insurance if you need to insure the items you’re hauling. Agents can get you free quotes through dozens of commercial trucking insurance companies, including CNA, Liberty Mutual, and Progressive. As insurance companies are bidding against each other to sell you a policy, you get the best insurance rates.

Answer a few questions online or over the phone, and you’ll know the best insurance for your specific needs. Once you know the insurance coverage you need, await your free insurance quotes from several companies. Best of all, there is no commitment required. If you think you’ll find lower rates on your own, you’re welcome to walk away.

The Hartford

If you want a company with a long history of helping others, The Hartford is a solid choice. The company started more than 200 years ago as The Hartford Fire Insurance Company and has grown from there.

The Hartford provides insurance for specialized and commercial truck businesses. You can sign up for general liability insurance, protection against property damage, worker’s comp, and umbrella or excess liability coverage. You’ll also find specialty coverage that protects your business income, loss of use, and protection for the property you’re hauling.

Request a commercial insurance quote online. If you’d rather speak to a local agent, The Hartford’s insurance agent map helps you find the nearest agency.

Liberty Mutual

One area where Liberty Mutual excels is by making sure you have all of the insurance coverage and benefits needed in one place. You don’t have to sign up with several companies to get a comprehensive policy for your trucking company. All policies are customized to your needs. That’s one of many reasons that Liberty Mutual is the sixth-largest global property and casualty insurance company.

Through the Agent Search at Liberty Mutual, you’ll find the contact information for a local agent. You can talk to your insurance agent in person or over the phone, whichever works best for your busy schedule.

Nationwide

As the company’s motto goes, “Nationwide is on your side.” Hassle-free commercial insurance policies are part of the experience with Nationwide. Whether you have a few trucks or dozens of them, the agents at Nationwide are happy to find the right coverage for your needs.

Founded in 1925, Nationwide is a Fortune 100 company frequently on the list of Best Companies to Work For and Time’s Most Admired Companies. The company prides itself on making everyone happy. To do this, you have options for getting started with your insurance policy. Call 1-844-240-1194, work with a local agent, or get an online insurance quote with Nationwide Business Express.

Progressive

We saved the best for last. It’s not surprising to hear that Progressive is the number one commercial truck insurance company in the U.S. For four decades, Progressive’s agents have made it their priority to provide cost-effective insurance policies with flexible coverage and a range of payment options. It’s Progressive’s goal to make insurance simple, freeing up your time for the work you must get done.

Progressive helps insure your trucks, the items you haul, and your drivers. You can also add custom coverage like rental reimbursement and non-trucking liability. Even better, Progressive’s agents help you file the correct paperwork to prove you have the insurance coverage required by state and federal government agencies.

Choose how to reach a commercial insurance specialist. You can do so through a local agent, by calling 1-888-806-9598, or online.

Saint John Capital helps you get paid on time, and we can help you find the loads that bring in your revenue and avoid trips where your drivers have empty loads. After all, to pay your commercial insurance premiums, you must have money coming in from your clients. We help you achieve your goals quickly and efficiently. Contact us to discover the many ways we can help your business succeed.

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