News - Saint John Capital

Why Transportation Invoice Factoring Is Essential During Economic Slowdowns

Economic slowdowns occur when economic growth slows. They’re often the result of government policy changes, such as applied or proposed tariffs, rapid business expansions, or global trade disruptions. These unstable times present problems across many industries. The transportation industry, specifically …

Why Non-Recourse Freight Factoring Is Becoming Popular Among Trucking Companies in 2026

Several trucking companies shut their doors for good in 2025. Others filed for Chapter 11 bankruptcy and are trying to restructure their companies’ finances. With the trucking industry still trying to find its footing, there’s a high level of uncertainty.  …

Freight Factoring Trends to Look for in 2026

Each year, predictions claim the trucking industry is turning around. Each year, some improvements and setbacks leave trucking companies unsure of what will come next. As 2026 kicks off, it’s clear this is the year when technology will help companies …

Peak Season Survival: Cash Flow Planning for Q4 Shipping Spikes

As Quarter 4 comes to an end, it’s time to plan for next year. Use your trucking company’s financial struggles this year to learn valuable tips for avoiding cash flow issues during next year’s shipping spikes. In 2025, the trucking …

The Link Between Cash Flow Stability and Lower Driver Turnover Rates

Over 3.5 million people worked in the U.S. trucking industry in 2024. Of those drivers, 57.6% drive tractor-trailers as part of their jobs. Others run direct-to-customer, last-mile, or local routes. More concerning is that 20.7% of these drivers are Baby …

Using Factoring Analytics to Predict Cash Flow Issues Before They Happen

It’s been a month, and your client still hasn’t paid the $8,000 they owe you for the work you completed last month. You have bills to pay, but you don’t feel they value the work your truck drivers did when …

How Instant Pay Options Are Reshaping Cash Flow for Small Fleet Owners

What struggles does your trucking company face each month? Fuel, wages, insurance payments, equipment loans, rent, credit cards, utilities, and IT hardware and software eat into your funds. When you have clients waiting 30, 45, or even 60 days to …

Factoring as a Safety Net During Weather-Related Delays or Route Shutdowns

An early snowstorm took Vermont road crews by surprise and turned the interstate, main routes, and back roads into skating rinks. As tractor-trailers and other vehicles went sideways going down a notoriously tricky hill, the interstate came to a standstill …

The Impact of AI and Automation on Independent Trucking Operations

Just the words “artificial intelligence” send some people into a panic. AI isn’t going to end your job in trucking. It’s not going to take over routes and loads, leaving you jobless. What AI and automation do is support the …

Independent Truckers vs. Dispatch Services: Who Really Controls Your Cash Flow?

The Bureau of Transportation Statistics reports that the U.S. has approximately 1 million self-employed transportation workers. Truck drivers (heavy and tractor-trailer) account for close to 165,000 self-employed workers. Light trucks and delivery services account for 88,300 of these independent truckers. …