News - Saint John Capital

Key Financial Metrics Every Trucking Business Owner Should Be Tracking in 2025

Staying afloat in 2025 is a challenge everyone is facing. Threats of tariffs, rising prices on truck repairs and new equipment, high credit card interest rates and loan APRs, and increasing minimum wage rates in many states all impact your …

Understanding the Impact of Interest Rate Hikes on Small Fleet Financing Options

When trucking company owners require on their small fleet of vehicles for deliveries and freight transportation, maintenance and growth are essential. Your business needs to keep up with your clients’ demands, but you cannot risk financial ruin due to growth …

Scaling to 20 Trucks: Funding Models That Support Fleet Growth Without Debt

One of the greatest feelings in the world is when your business is thriving. You have a few trucks, and your client base is strong. Referrals are pouring in. You’re ready to grow, and you want to get up to …

Factoring for Hot Shot Carriers: Getting Paid Faster on Freight Loads

Hot shot trucking involves getting loads to their destination as quickly as possible. These are urgent loads, and there’s no time to waste. You’ve done your part and got the items to the destination earlier than expected. That’s great, but …

How Dynamic Discounting Can Benefit Trucking Businesses

Trucking company owners operate on tight margins. There are only so many hours in a day, and you have to be competitive. You can’t take on more work if you’re already on the road for the maximum number of hours …

How to Avoid Invoice Factoring Scams

Trucking companies need a strong, steady cash flow to stay ahead. It’s the key to being competitive, but it’s also difficult when the brokers and shippers you work with take a month or two to pay invoices. Freight factoring is …

How Electric Trucks Could Change Freight Factoring in the Near Future

While guidance changed and now the rush to convert to electric trucks isn’t quite as urgent, there’s still a pressing need to convert buses, delivery vans, and heavy-duty trucks to EVs. Heavy-duty trucks account for 3% of the trucks on …

Preparing for Potential Regulatory Changes: Freight Factoring Tips for Trucking Businesses

So much can happen in one year that impacts the trucking industry. Fluctuating fuel prices, even small shifts, can strain a tight budget. Driver shortages and fierce competition to attract the best talent add to the struggles, but that’s not …

How to Maximize the Value of Your Freight Factoring Agreement

Saint John Capital has witnessed the importance of having an immediate cash flow within the trucking industry. Whether you’re an owner-operator or large fleet owner, having to wait 30, 60, or 90 days before payment is both stressful and detrimental …

ELD Exemptions and Freight Factoring: What Fleets Need to Know

Trucking fleets experience challenges every day. Some are easily resolved, but others take careful planning to avoid. The price of diesel and gas fluctuate, parts for necessary repairs may not be immediately available, and deliveries may be delayed due to …