News - Saint John Capital

Differences Between Fuel Cards and Credit Cards: Which Saves More Per Mile?

Fuel costs are rising, and you need to find a way to prevent the sharp increase from eating into your profits. As a trucking company owner, you could choose a business credit card or a fuel card/fleet card. Knowing how …

How Trade Policy Shifts Impact Freight Rates and Small Carriers

You’ve seen the headlines. Have you stopped to consider what they’re telling trucking company owners? The impact of trade policy shifts is great, and it’s time to consider how they’re going to impact your revenues in the next year or …

Why Factoring Is Gaining Popularity in E-Commerce Freight

From October 2024 to April 2025, global electronic commerce (e-commerce) sales reached $6.9 trillion. One year later, it’s predicted to be at $7.4 trillion by the end of April. The popularity of e-commerce purchases through sites like Alibaba, Amazon, eBay, …

How Freight Factoring and Load Boards Work Together to Generate Profit

The trucking industry has its share of expected and unexpected ups and downs. Slow seasons reduce your profits, causing financial strain if you haven’t planned properly. Last payments from vendors or unexpected closures add to the trouble.  The current war …

How Private Credit Growth in 2026 Could Impact Trucking Financing

Used truck dealers say sales increased by 29% in 2025. One of the driving factors behind the increase in used equipment sales was the tightening of credit standards. That’s making it harder for trucking company owners to buy new trucks. …

Using Data From Factoring Reports to Improve Operations

Running a trucking business is about more than just booking more work and trucks on the road. When you own a transportation company, you have negotiations to handle, drivers to hire and schedule, licenses to keep current, insurance policies to …

Integrating Factoring With Transportation Management Systems

Transportation management systems are a must-have for any busy trucker. Whether it’s software on your computer or an app on your phone or tablet, a TMS is your on-the-road office worker. It helps you track your miles, load miles, and …

Mitigating Chargebacks and Deduction Risks Through Factoring Agreements

The U.S. trucking industry generated around $906 billion in revenue in 2025. Yet the money you make isn’t instantly in your hands. It’s an industry where payment often comes months after you finish the job. Until you’re paid, the money …

Factoring for Owner-Operators With Irregular Load Volumes

Work volume isn’t always consistent when you’re an owner-operator. You’re already at a disadvantage because you have only one truck, compared with a larger company that has dozens of trucks. Some seasons are busier than others, especially when there’s a …

Key Differences Between Freight Factoring and a Traditional Line of Credit

As the owner of a transportation company, you already know that cash is what keeps trucks on the road. It’s frustrating, however, that trucking doesn’t always align with the speed at which you need to be paid. You delivered a …