News - Saint John Capital

Agricultural Freight Factoring: Managing Cash Flow During Harvest Season

The end of summer tends to be peak harvesting times across the U.S. From orchards with apples ready for harvesting to soy and corn crops that are ready, it’s a busy time of year for the agricultural sector. Yet, the …

Fleet Expansion Pitfalls: How Factoring Helps You Avoid Growing Too Fast

Findings show that nine out of 10 new owner-operators and small trucking companies fail. Even experienced trucking company owners struggle. Consider RBX, Inc., a carrier that struggled financially and filed for bankruptcy after 40 years in business because its debts …

How Compliance Violations Can Affect Factoring Relationships

Freight factoring is a solid way to build a strong cash flow and ensure you’re paid on time for the hard work you and your drivers do. However, it’s also a partnership where you cannot let the management of your …

How to Use Fuel Card Data to Improve Route Planning and Profit Margins

Optimized routes have the power to reduce fuel consumption and operating costs by as much as 20%. It’s one of the best ways to improve your trucking company’s profits.  Did you know that fuel card data is a powerful tool …

How Freight Factoring Can Help You Offer Incentive Advances to Boost Loyalty and Reduce Turnover

Several concerning facts came out with the 2025 release of the American Transportation Research Institute’s “An Analysis of the Operational Costs of Trucking.” Driver benefit costs increased by almost 5%. Driver wages are up by almost 2.5%. Truck and trailer …

How Does Freight Factoring Work?

Whether you’re an owner-operator or head a large trucking fleet, timely payments help you grow. However, even one late or missing payment threatens to topple the business you’ve built from the ground up.  The trucking industry is filled with slim …

Recourse vs. Non-Recourse Freight Factoring

Freight factoring is an important financial tool in the transportation industry. It’s a way to get paid immediately in an industry where it’s common to wait 30, 60, or 90 days after completing a job. It does come with risks, …

What to Look for in a Freight Factoring Service

No matter how large or small your trucking company is, prompt payments are everything. With bills and wages to pay every week or two, a strong cash flow is important. Waiting 30, 60, or even 90 days for clients to …

Transportation Invoice Factoring: How to Find the Right Partner

The transportation industry is known for its ups and downs. Pressures may be caused by increased tariffs, lack of diversification, and clients’ sudden closures or unexpected bankruptcies.  After the Chapter 11 bankruptcy of a key player in the industry, a …

Key Financial Metrics Every Trucking Business Owner Should Be Tracking in 2025

Staying afloat in 2025 is a challenge everyone is facing. Threats of tariffs, rising prices on truck repairs and new equipment, high credit card interest rates and loan APRs, and increasing minimum wage rates in many states all impact your …