News - Saint John Capital

Using Data From Factoring Reports to Improve Operations

Running a trucking business is about more than just booking more work and trucks on the road. When you own a transportation company, you have negotiations to handle, drivers to hire and schedule, licenses to keep current, insurance policies to …

Integrating Factoring With Transportation Management Systems

Transportation management systems are a must-have for any busy trucker. Whether it’s software on your computer or an app on your phone or tablet, a TMS is your on-the-road office worker. It helps you track your miles, load miles, and …

Mitigating Chargebacks and Deduction Risks Through Factoring Agreements

The U.S. trucking industry generated around $906 billion in revenue in 2025. Yet the money you make isn’t instantly in your hands. It’s an industry where payment often comes months after you finish the job. Until you’re paid, the money …

Factoring for Owner-Operators With Irregular Load Volumes

Work volume isn’t always consistent when you’re an owner-operator. You’re already at a disadvantage because you have only one truck, compared with a larger company that has dozens of trucks. Some seasons are busier than others, especially when there’s a …

Key Differences Between Freight Factoring and a Traditional Line of Credit

As the owner of a transportation company, you already know that cash is what keeps trucks on the road. It’s frustrating, however, that trucking doesn’t always align with the speed at which you need to be paid. You delivered a …

Why Transportation Invoice Factoring Is Essential During Economic Slowdowns

Economic slowdowns occur when economic growth slows. They’re often the result of government policy changes, such as applied or proposed tariffs, rapid business expansions, or global trade disruptions. These unstable times present problems across many industries. The transportation industry, specifically …

Why Non-Recourse Freight Factoring Is Becoming Popular Among Trucking Companies in 2026

Several trucking companies shut their doors for good in 2025. Others filed for Chapter 11 bankruptcy and are trying to restructure their companies’ finances. With the trucking industry still trying to find its footing, there’s a high level of uncertainty.  …

Freight Factoring Trends to Look for in 2026

Each year, predictions claim the trucking industry is turning around. Each year, some improvements and setbacks leave trucking companies unsure of what will come next. As 2026 kicks off, it’s clear this is the year when technology will help companies …

Peak Season Survival: Cash Flow Planning for Q4 Shipping Spikes

As Quarter 4 comes to an end, it’s time to plan for next year. Use your trucking company’s financial struggles this year to learn valuable tips for avoiding cash flow issues during next year’s shipping spikes. In 2025, the trucking …

The Link Between Cash Flow Stability and Lower Driver Turnover Rates

Over 3.5 million people worked in the U.S. trucking industry in 2024. Of those drivers, 57.6% drive tractor-trailers as part of their jobs. Others run direct-to-customer, last-mile, or local routes. More concerning is that 20.7% of these drivers are Baby …