2 Easy Steps to Freight Factoring!


    Upload BOL & Rate Sheet.


    Get Paid Same Business Day.

Open a Factoring Account Online - NOW!

or just call (847)-430-3620 to get started!

  • Low Flat Rate 2.95%

    We charge you a Low Flat Rate of 2.95% with no additional fees if broker pays late.

  • 100% Advance

    We advance you 100% of the dollar amount for your bill of lading, less our flat fee.

  • Same Day Cash

    Upload your bill of lading by 11:00am CST to receive cash, same business day!

  • No Long Term Contacts

    Our factoring contracts are month to month, so stop factoring whenever you want.

  • No Setup Fees

    Call now to open your free invoice factoring account!

  • No Penalties

    If you are not happy for any reason, leave whenever you want without any penalties!

  • No Minimums

    Pick the quantity of bill of ladings you want to factor!

  • No Reserves

    We do not hold any reserve amount from your bill of lading!

  • Pick Invoices

    No need to factor every broker, only the ones you want.

  • Online Access

    With your free factoring account upload your bill of lading, rate sheet and view your payment online.

  • Credit Checks

    Free online credit checks on all freight brokers.

  • Fuel Discounts

    Huge savings on fuel at T/A®, Petro®, Love’s®, Flying J®, Speedway®, and many more…

Client Testimonials

Over 5,000 happy truckers and brokers!
  • Easy sign up same day, got paid same day, it was 1 2 3 and boom the money was in my account. Factoring is so easy with Saint John capital! Easy to understand and manage! Highly recommend this truck factoring company!

    Nico Janaovic
  • Love these guys! They buy my invoices instantly with no hassles. My previous factoring company would always challenge every schedule of invoices and I would have to bite my teeth wondering if I was going to get paid or not, but not these guys. And the best part is they pay me on the same day I drop off the invoices.

    Larry Jennings
  • Saint John Capital is a really  good freight factoring company.  Easy to set up and work with,  just send BOLs and money got to my account  same day. The customer service is professional and excellent,  working for more 2 years and never had any issues. I would highly recommend! Thank You!

    John Busuioc
  • Honest factoring company they pay me same day when I give them the BOLS. Low rates and no reserves. Highly recommend.

    AS Trans
  • Great factoring company. Easy and joy to work with. 100% recommend

    USA Logistics And Trucking Inc.
  • Great company , I would strongly recommend St. John to anybody, it’s a pleasure doing business with this people…

    Synergy Express Inc
  • “Saint John Capital is my freight factoring company for over 2 years now. Good company low rates with 100% advances.”

    Ruslana Pentya
  • Awesome factoring company! low rates 100% advances. They pay me on time every time and they don’t need the originals! Great service I will never leave this company!!

    Vlad Skorvic
  • Great service, low rates, and I always get funded same day with 100% advances. The most exceptional factoring company I have ever came across!  I would highly recommend!

    Frank P.


Saint John Capital
3 South Prospect Avenue Suite 1
Park Ridge, Illinois 60068


Phone: 1-847-430-3620
Fax: 1-847-720-4072


Monday – Friday
8:00 AM – 5:00 PM
Central Time


Freight factoring is a great way to get your company cash without having to take out a costly bank loan. At Saint John Capital we offer an invoice factoring program unlike any other in the country, not the least of which has to do with our amazing customer service. When compared to other companies, it’s clear why we’re the premier transportation factoring company in the USA.

Invoice Freight Factoring Start Today!

Copyright © 2017 Saint John Capital