Our Services

We offer 100% cash advance for deliveries, 40% cash advance for pick-ups with same day pay. In addition, we offer debit cards with big discounts at the pump and credit cards with large lines of credit.


Simply call (847) 430-3620 to open your Cash Advance account or sign up online – it’s easy!

Upload a copy of your Bill of Lading (BOL) and cash is deposited directly into your bank account or fuel card account – SAME DAY!

BOL (Bill of Lading) is made up of two components:

  1. A rate confirmation sheet which identifies the dollar amount a broker is willing to pay for a load (given to you by the broker).
  2. A bill of lading which identifies proof of delivery (given to you by the shipper)

The sale of your bill of lading (BOL) for instant CASH! You get a 100% Cash Advance for loads that are delivered or 40% at pick-up. Just upload your BOL to get a Cash Advance – same day and money is deposited directly into your bank account, or into your Saint John Capital fuel card account (the choice is yours).

The SAME DAY you upload your BOL (bill of lading and rate confirmation sheet), CASH is deposited directly into your bank account. But if a BOL is received after 12:00 PM EST you will receive payment the follow business day.

You are not contractually bound for any length of time, leave us whenever you want.

We're here to help you

Customer Service
Customer Service

Penchant towards superior service is what makes us the best freight factoring company

Online Access
Online Access

Powerful online and mobile fleet solutions designed with your trucking company in mind

Same Day Pay
Same Day Pay

Submit your freight bills by 12:00 PM EST and get your cash advance same day

No Terms
No Terms

Break your contract whenever you want, there is no penalty to leave


3 South Prospect Avenue Suite 1
Park Ridge, Illinois 60068


Phone: 1-847-430-3620
Fax: 1-847-720-4072